- War Risks Clause Harp Riski Klozu
- A separate insurance clause covering war, strikes, terrorism and piracy risks that are excluded from standard marine and aviation policies. Critical additional cover for vessels transiting high-risk areas such as the Red Sea, Persian Gulf or Black Sea war zones.
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- Warehouse and Stock Insurance Depo ve Stok Sigortası
- Insurance covering goods, raw materials and finished products at rest in warehouses against fire, flood, theft and other perils. Applies during the static period outside the transit cover of a cargo policy; structured to provide end-to-end supply chain protection.
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- Wording
- The complete contractual text of an insurance or reinsurance policy, encompassing all terms, conditions, coverage grants, exclusions and warranties. The precision and comprehensiveness of the wording determines the scope of coverage in a claim scenario. Policies may use standard market wordings (e.g. Lloyd's standard forms) or bespoke wordings negotiated between the parties.
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