Personal Insurance

Personal Insurance Solutions

From your home and car to your health and retirement — we find the right personal and family insurance portfolio. As an independent broker, we compare all insurers and design solutions around your needs.

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Choosing the right personal insurance

The most common mistake in personal insurance is either under-insuring — leaving major risks uncovered — or paying unnecessarily high premiums for overlap. At Neolife Group, as an independent insurance and reinsurance broker, we:

  • Analyse your risk profile and identify what you genuinely need.
  • Compare products from multiple insurers and present the best value.
  • Manage insurer communication at claim time and track your compensation process.

Browse all personal insurance products below and click through to each product page for full details.

All personal insurance products

Who is it for?

  • Homeowners and tenants: Home insurance and DASK.
  • Vehicle owners: Kasko and third-party liability insurance.
  • Health protection seekers: Private health, TSS, foreign residents' health, travel health.
  • Family protection: Life insurance and personal accident.
  • Retirement planning: BES individual pension system.

Frequently asked questions

What is the difference between personal and corporate insurance?
Personal insurance is designed for individuals and families (home, vehicle, health, life). Corporate insurance covers businesses (group health, fleet, engineering, liability). Some products (like life insurance) are available in both personal and group versions.
Which products make the most sense to combine?
The most comprehensive family package: home + DASK, Kasko + traffic, life + personal accident, private health or TSS. This combination covers the four core risk areas: property, vehicle, health, and income protection.
Which insurance is mandatory?
Traffic insurance (ZMS) is mandatory for all vehicle owners. DASK is mandatory for registered residential property owners. All other personal insurance is voluntary — but highly recommended for major risks.
What is the advantage of using an independent broker?
An independent broker like Neolife Group is not tied to any single insurer. We search the market on your behalf, compare quotes, recommend the best match, and support you through the claims process. Buying direct from an insurer gives you access to only that insurer's products.