- Licence and Permit Bond Lisans ve İzin Kefaleti
- A surety bond submitted to a regulatory authority as a condition of obtaining a business licence or permit, guaranteeing compliance with applicable laws and regulations. A prerequisite for licences in finance, energy, construction and transport sectors.
- Service page →
- Lloyd's of London Market Lloyd's Piyasası
- The world's leading specialist insurance and reinsurance market, based in London and organised as a market of syndicates of underwriting members. Each syndicate specialises in defined risk classes. Lloyd's provides critical capacity and expertise for large, complex and unusual risks.
- Service page →
- Loss Portfolio Transfer (LPT) Kayıp Portföy Transferi
- A reinsurance transaction in which the cedant transfers its existing and future loss liabilities, including reserves, to a reinsurer for a single premium. Used to clean up the balance sheet, improve the solvency position or achieve a structured exit from a portfolio or line of business.
- Service page →
- Loss Ratio Hasar Oranı
- The ratio of net incurred losses to net earned premium, expressed as a percentage. A key component in assessing underwriting performance; the loss ratio alone does not determine underwriting profitability — the combined ratio (loss ratio + expense ratio) must be below 100% to confirm an underwriting profit. Calculated as: (Paid Losses + Movement in Loss Reserves) / Net Earned Premium × 100.
- Service page →
Looking for expert advice?
Neolife is an independent, SEDDK-licensed insurance and reinsurance broker in Turkey, acting exclusively in the client's interest.
Free Consultation →